Welcome to the forum! At this point, your pieces have settled in and are continuing to heal. We all heal at different rates and it takes 6 months or so to fully heal. I'm not sure how much moisturizer you are using but it "could" be a reaction to the moisturizer - either using too much or just generally having some allergic reaction to this specific cream. You could try switching the moisturizing cream to another brand, or even cut it out totally now for awhile to see if that helps. In the end, your skin needs air to heal.
Of course, the best way to ensure it's not an allergic reaction to the cream - or the ink - is to consult your doctor/dermatologist. I hope you figure it out soon!!