Also a question for those who travel between non-€ countries often, where is the cheapest/easiest place to convert. Looks like I will be dealing with NOK, GBP, and CHF all within a kinda short time. Usually if I am traveling for work, they handle all this crap, so I am not too sure. I don't want to get burned with insane fees or crap conversion rates. Withdrawing from ATMs will be fine since I have an international service on my account ($3 per withdraw).