You are not even close to being healed. Each of us heal differently and certain areas of a tattoo may heal at different rates and ways. It may be your skin, it may be the specific type and color of ink, it may be the aftercare and if you might have spread the lotion a bit thicker in one place or another, it may be..............................................................(fill in the blank). A full heal is at least a 6 moth process and, even though every one of us wants it to be faster and be finished, our skin just takes time to heal the wound you've inflicted on it.
Relax, don't over apply lotion - once or twice a day is enough because your skin needs air to heal - and enjoy it. It's just going to take some time before you'll see it in its fully healed glory!